Hearing Script

Note: This script is a framework for self-representation. Replace [YOUR NAME] with your name. Speak calmly and directly to the judge. This is not legal advice.

"Your Honor, I am [YOUR NAME], appearing Pro Se as the Defendant in this matter.
I respectfully submit that this Court should dismiss this action because the Plaintiff has failed to establish proper legal standing to bring this suit.
Specifically, Plaintiff has not demonstrated: (1) an unbroken chain of title from the original creditor; (2) a reconciled and accurate account balance; and (3) that it has not previously relinquished collection rights through charge-off, tax election, or debt transfer.
I am not here to avoid a legitimate obligation. I am here to require lawful proof before any obligation is enforced."