United States Debt Collection Bureau
SEIN — Structured Enforcement & Issuance Network
SEIN is the federal enforcement, issuance, and compliance logic layer that ensures high-risk financial actors pass federal background checks before they are allowed to initiate any fundraising or SEC Form C filing. It closes the loophole that previously allowed fraudulent fundraising entities to bypass federal checks — protecting American small investors and taxpayer funds from unintended support of scammers.
Standard EIN vs. SEIN
A standard EIN from IRS.gov is free, automatic, and carries no enforcement. SEIN is mandatory for debt settlement companies, cloud funding platforms, and any fundraising company intending to file SEC Form C.
| Requirement | Standard EIN | SEIN |
|---|---|---|
| Cost | Free | $600 (non-refundable) |
| Background Check | None | Full FBI criminal check |
| Tax Compliance Review | None | Full IRS-CI review |
| Criminal Screening | None | Mandatory |
| Enforcement Logic | None | Verified / Unverified decision |
| Audit Record | None | Immutable, permanent |
| Suitable for Fundraising | No | Yes — required for SEC Form C |
Enforcement Chain
The five-node chain from intake to SEC Form C gate.
USNDCB — Intake
Receives the SEIN application envelope, coordinates enforcement nodes, and issues the final enforcement record.
IRS-CI — Tax Compliance
Performs tax compliance history, fraud-risk scoring, shell-company detection, foreign involvement analysis, and identity verification.
FBI — Criminal Background
Performs criminal background, fraud history, organized-crime screening, money-laundering indicators, and identity verification.
SEIN — Enforcement Logic
Applies the active versioned policy ruleset to IRS-CI + FBI results and produces the SEIN Decision: Verified or Unverified.
SEC — Form C Gate
Receives only Verified entities. Unverified entities are permanently blocked from SEC Form C filing and all fundraising activity.
USDCB Outcome Letters
Upon review completion, USDCB issues one of two formal outcome letters to every applicant — an Approval Certificate granting SEIN authorization, or a Non-Approval Notice with binding enforcement consequences.
SEIN Approval — Certificate of Authorization
VerifiedIssued when all compliance checks pass. The certificate carries a unique SEIN number, cryptographic EIN anchor, compliance score, enforcement standing, and authorized signatures from the USDCB Director and Chief Compliance Officer. It grants the entity full authorization to file SEC Form C and participate in the USDCB-SEIN ecosystem.
- Unique SEIN identifier (USDCB-SEIN-XXXX-XXXX-XXXX)
- 8-point compliance verification table
- Enforcement & regulatory standing
- USDCB Director + CCO authorized signatures
- FOIA exempt — Confidential Business Information
Sample / template certificate
SEIN Non-Approval — Enforcement Notice
UnverifiedA Non-Approval letter is issued when the IRS-CI or FBI review returns disqualifying findings. It is not an administrative denial — it is a binding federal enforcement action with immediate and permanent consequences across 10 enforcement dimensions.
SEIN Application
Submit your entity for federal background verification.
Section 1 — Entity Information
Section 2 — Authorized Contact
Section 3 — Ownership & Disclosure
SEIN Fee — $600 (Non-Refundable)
Covers IRS-CI tax compliance check, FBI criminal background check, SEIN enforcement logic, and audit record generation.
The fee is non-refundable even if the result comes back Unverified. An Unverified result permanently blocks the company from SEC Form C filing and all fundraising activity.
